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Assetz Capital

Property finance built around you

Assetz Capital are one of the leading, SME property finance lenders. Since 2013 we’ve been working alongside both developers and investors to realise their business goals, through combining your ambition with our expertise.

Property finance we offer

Let’s achieve your property finance goals

At Assetz Capital, we’re here to ensure that both professional property investors and developers achieve their business goals. Which is why we provide bespoke funding packages across the property investment lifecycle.

Make your next project a reality with the expert team at Assetz Capital.

Commercial Mortgages

If you have an established business with equity to put into your own premises; the opportunity arises to buy the premises you are operating your business from (where it is currently rented), or you want to unlock some equity in another property, or indeed grow your property investment portfolio, a commercial mortgage could be the ideal solution.

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Bridging Finance

Competitive rates, speedy decision making and quick funding. Assetz Capital provides everything you need from a bridging lender. Whether you need funding quickly for property purchase, land acquisition, refurbishment or development finance exit. We can fund it all.

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Development Finance

Development finance projects come in all shapes and sizes and there’s isn’t one that we haven’t seen before. From converting properties to care homes through to the new build of student accommodation. Additionally, we can also support any aspect of residential development – both traditional bricks and mortar properties and apartment blocks. Plus, we fund beyond ground up construction as we’re also expert in conversion, refurbishment and reconfiguration projects.

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Residential Refurbishment

Our residential refurbishment loans are designed to help SME property developers buy and refurbish single or multiple properties. From light renovation to heavy refurbishment. To the conversion of office blocks to residential spaces. We can find the finance you need.

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Development Exit Finance – Refinance Your Development Project

Development exit finance is a type of bridging loan (or bridging finance) for property developers used at the practical completion stage of their project. The aim being to save costs and hopefully maximise their profit. See if Assetz Capital could help you.

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Care Home Finance

We’ve long been champions of the care sector, as we realise it’s importance to the lives of the communities it serves. We offer commercial mortgages for those looking to enter the market, expand their portfolios or refinance to perhaps enhance their facilities. For property developers looking to build or repurpose existing property, we provide development finance solutions.

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Planning Assistance Loan

The Planning Assistance Loan (PAL) is an innovative product from Assetz Capital. It enables experienced property developers to buy offices or warehouses before they have secured full planning permission for their residential conversion scheme.

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See what clients think about Assetz Capital

Meet your team at Assetz Capital

Creating bespoke property finance solutions, that are built to achieve your business goals, don’t happen with computers making the decisions.

At Assetz Capital we take pride in getting to know you and your business personally, enabling us to work alongside you, to tailor funding that meets your needs both now and in the future.

We see ourselves as your long term strategic partner, offering flexibility, expertise, and support to help bring your vision to life. Our goal is to turn your plans into profitable outcomes.

Say hello to the teams at Assetz Capital, delivering for you and your business.

Meet your team at Assetz Capital

Relationship Directors

Case Managers

Credit Team

Our latest news

As a leader in SME property finance, we’re a leading voice in the industry.
Read on to find out more about our latest developments, business news and opinion on the property sector.

19 March 2025

Assetz launches stretched senior development finance 72% LTGDV to pave the way for housing growth.

19 March 2025

Assetz launches stretched senior development finance 72% LTGDV to pave the way for housing growth.

Assetz Capital launches 72% LTGDV to accelerate UK housing delivery. Assetz Capital, a leading specialist in development finance, has announced a major enhancement to its funding model at MIPIM 2025. Increasing LTGDV to 72% and 87.5% Loan-to-Cost (LTC) for housing […]

Why a LTGDV facility of up to 72% is a strategic advantage for seasoned housebuilders and developers in the UK.

18 March 2025

Why a LTGDV facility of up to 72% is a strategic advantage for seasoned housebuilders and developers in the UK.

What 72% LTGDV really means for experienced developers. For experienced housebuilders and property developers in the UK, leveraging development finance isn’t just about getting a project off the ground—it’s about maximising capital efficiency, enhancing returns, and staying agile in an […]

10 essential tips for SME housebuilders.

10 March 2025

10 essential tips for SME housebuilders.

Our Development Monitoring Director, Jonathan Witter, shares his top 10 tips for SME housebuilders. Jonathan Witter MRICS, is the Development Monitoring Director at Assetz Capital. Jonathan is a Chartered Surveyor with over 25 years’ experience. At Assetz Capital his […]

The updated National Planning Policy Framework offers a pivotal change in UK planning policy.

7 March 2025

The updated National Planning Policy Framework offers a pivotal change in UK planning policy.

Creating opportunities for SME housebuilders. Jonathan Witter MRICS, is the Development Monitoring Director at Assetz Capital. Jonathan is a Chartered Surveyor with over 25 years’ experience. At Assetz Capital his focus is to advise on development monitoring, development finance, […]

We’ve cut our development finance rates again!

3 February 2025

We’ve cut our development finance rates again!

To boost housing growth, our development finance rates now start from just 9.1%! As a leading funder in the SME residential development market, we’ve today cut our development finance rates again, to a new headline rate from just 9.1%. This […]

Assetz Capital expands London and South East focus following £193m of residential development funding.

20 January 2025

Assetz Capital expands London and South East focus following £193m of residential development funding.

Scott Pamflett, Relationship Director for London & South East, is extending his focus to the development finance and residential refurbishment markets. Scott Pamflett, Relationship Director at Assetz Capital for London & South East, is extending his focus to development finance […]

Assetz Capital brings to market challenger development finance rates from 9.35% via Brickflow.

7 January 2025

Assetz Capital brings to market challenger development finance rates from 9.35% via Brickflow.

Assetz Capital launches 9.35%+ development finance rates via a partnership with Brickflow – the digital marketplace for specialist property finance. Assetz Capital has announced the launch of 9.35%+ development finance rates via a renewed partnership with Brickflow – the digital […]

Spotlight on… Jenna Gray, Case Manager.

12 December 2024

Spotlight on… Jenna Gray, Case Manager.

Meet Assetz Capital Case Manager – Jenna Gray. How long have you been at Assetz Capital and how did you get into business lending? I joined Assetz Capital in 2017 after taking a short career break from banking to focus […]

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