Call us today on 0800 470 0430

Call us today on 0800 470 0430

Property finance

Care Home Finance

Our care sector is a vital part of our national support structure, providing essential services to our ageing population, as well as supporting the needs of those with disabilities and children. As a growing sector, it’s one that’s attractive to SMEs looking to enter the market as well as property investors and developers alike. At Assetz Capital, we’ve long been champions of providing care home finance, as we realise it’s importance to the lives of the communities it serves.

We offer commercial mortgages for those looking to enter the market, expand their portfolios or refinance to perhaps enhance their facilities. For property developers looking to build or repurpose existing property, we provide development finance solutions.

Whatever your situation, we’re here to help your business grow with a tailor made solution.

If you have a project that needs financing, why not call us now on 0800 470 0430 or simply click the ‘enquiry’ button below and we’ll get straight back to you.

 

Care home finance enquiry

Care home commercial mortgages

We carefully structure our commercial mortgages for care home finance to meet the needs of your business. For example, if you’re expanding your existing business through acquiring a new home, we will consider interest-only periods to allow your business to transition to full occupancy or full trade.

So, whether you’re looking to purchase, refinance, or expand your care facility, our specialised care home commercial mortgages are designed to meet your specific needs.

With competitive rates, flexible terms, and the full support of a team of experts who understand the intricacies of the care industry, we’re here to help you secure the financing you need.

If you have a deal in mind now, why not get in touch with your local Relationship Director?

Indicative terms sheet Meet your Relationship Director
Care home mortgages

Our key lending criteria

Each and every one of our commercial mortgage deals for care home finance is structured and priced individually. As we are truly flexible,  we will consider arrangements outside those shown in the table below.

Why not watch our short video to learn more about our lending criteria? Simply click the ‘play’ button opposite.

 

Indicative termsKey features
Commitment termUp to 5 years.
Amortisation profile Up to 25 years / interest only periods considered.
Maximum LTV70%. (We may also consider MV1.)
Preferred loan size£2m – £10m.
Rate (dependent on risk and loan size).From 3% plus SONIA.

(Criteria updated July 2024.)

Care home finance enquiry Indicative terms sheet
Care home finance

Care home development finance

We understand the critical role care homes play in providing quality care and support for the communities they serve. That’s why we’re here to support your vision of creating exceptional facilities.

Our specialised development finance offers tailored financial solutions to help you build or expand your care home, ensuring it meets the highest standards of care and comfort.

With flexible terms, competitive rates, and a deep understanding of the sector, we are your trusted partner in turning your care home dream into a reality. Explore our financing options today and take the first step towards delivering the best care possible.

Indicative terms sheet Meet your Relationship Director
care home finance

Our key lending criteria

Our care home finance development deals are structured and priced around the needs of your business.

Whether we’re lending to first time developers with an experienced project manager, or calculating on loan to gross development value (rather than loan to cost), our team are highly experienced and will take a common sense approach.

Why not watch our short video to learn more about our lending criteria? Simply click the ‘play’ button opposite.

Indicative termsKey features
Commitment termUp to 3 years
Amortisation profile Bullet repayment / from sales proceeds.
Maximum LTGDV70% (including interest).
Preferred loan size£1m – £10m.
Rate (dependent on risk and loan size).From 10.95% p.a.

(Criteria updated July 2024.)

Care home finance enquiry Indicative term sheet
care home finance

Navigating Care Home Financing: A Comprehensive Guide

Are you considering entering the world of care home ownership or expanding your existing facilities to meet the growing demand for care services in the UK? You’re not alone. The care home industry is booming, with revenues reaching an impressive £15.9 billion in 2021. However, venturing into this sector requires careful financial planning and strategic thinking.

In this comprehensive guide, we, at Assetz Capital, will walk you through the intricacies of care home financing, whether you’re looking to purchase a care home property or finance the development of one…….. 

Want to read the full guide? Simply click below.

 

Care home finance guide
care home finance

Care home finance testimonials

The Shrubbery Care Home
The Shrubbery Care Home

Assetz Capital were very helpful in allowing us to achieve our goal to get the appropriate funding and making sure the business could move forward without having crippling monthly interest payments. I would recommend Assetz Capital, they have been good to us.

Gurtak Sandhu, Manager
The Shrubbery Care Home
Scalford Court Care Home
Scalford Court Care Home

Assetz were a breath of fresh air following some difficult and rather retentive attitudes from mainstream banking sector during the refinancing of our business. Assetz have designed a loan to suit our specific requirement which will enable us to take our successful business forwards.

Jeremy Lord, Owner of the Scalford Court Care Home
Scalford Court Care Home
Forge Care
Forge Care

Without Assetz the project wouldn’t be happening, it’s as simple as that. They’ve both been really supportive and overwhelmingly positive. Assetz were creative in finding ways to make it smooth. Having that support was really important, they were always there, and we can’t thank them enough.

Gavin Miller
Forge Care
Make a care home finance enquiry