Commercial Mortgage Calculator
Our commercial mortgage calculator is designed to give you a rough idea of how much you could borrow in a few simple steps.
How to use our commercial mortgage calculator
We don’t ask for any personal details and if you’d like to discuss your result, then please do either call us on 0800 470 0430 or click on the ‘enquiry’ button below and we’ll get straight back to you.While our key lending criteria for commercial mortgages is below, every deal is structured and priced on its own merits.
To get an idea of how much you could borrow with Assetz Capital, we only need you to input a few details to get your commercial mortgage calculator result. These are –
The value of the security you want to borrow against. Our lending range is typically between £2-£10 million.
The value of your deposit (which must be at least 30% of the value of the security).
The term you’d like to borrow for. This is available up to 5 years or 60 months.
The prevailing interest rate. To give you an idea of the interest rate available we typically lend at 3% plus SONIA.
| Indicative terms | Key features |
|---|---|
| Commitment term | Up to 5 years. |
| Amortisation profile | Up to 25 years / interest only periods considered. |
| Maximum LTV | 70%. (We may also consider MV1.) |
| Preferred loan size | £2m – £10m. |
| Rate (dependent on risk and loan size). | From 3% plus SONIA. |
(Criteria updated July 2024.)
Loan Repayment Calculator
Before submitting an enquiry, check how much you can borrow and see what your repayments would be with our handy loan repayment calculator.
Quick enquiry form
If you have a deal you’d like to discuss, why not complete our quick enquiry form below and we’ll get straight back to you.
Or, why not give our expert team a call right now on 0800 470 0430.
Quick enquiry form
We’re much more than just a commercial mortgage funder
At Assetz Capital we’re committed to funding the growth aspirations of UK business and that’s why we offer finance and mortgage solutions across the property sector.
Planning Assistance Loan
The Planning Assistance Loan (PAL) is an innovative product from Assetz Capital. It enables experienced property developers to buy offices or warehouses before they have secured full planning permission for their residential conversion scheme.
Arrow
Development Finance
Development finance projects come in all shapes and sizes and there’s isn’t one that we haven’t seen before. From converting properties to care homes through to the new build of student accommodation. Additionally, we can also support any aspect of residential development – both traditional bricks and mortar properties and apartment blocks. Plus, we fund beyond ground up construction as we’re also expert in conversion, refurbishment and reconfiguration projects.
Arrow
Residential Refurbishment
Our residential refurbishment loans are designed to help SME property developers buy and refurbish single or multiple properties. From light renovation to heavy refurbishment. To the conversion of office blocks to residential spaces. We can find the finance you need.
Arrow
Bridging Finance
Competitive rates, speedy decision making and quick funding. Assetz Capital provides everything you need from a bridging lender. Whether you need funding quickly for property purchase, land acquisition, refurbishment or development finance exit. We can fund it all.
ArrowFrequently asked questions about our commercial mortgage calculator
How does the commercial mortgage calculator work?
To get an idea of how much you could borrow with a commercial mortgage from Assetz Capital, we only need you to input a few details to get your result. These are –
The value of the security you want to borrow against. Our lending range is typically between £2-£10 million.
The value of your deposit (which must be at least 30% of the value of the security).
The term you’d like to borrow for. This is available up to 5 years or 60 months.
The prevailing interest rate. To give you an idea of the interest rate available we typically lend at 3% plus SONIA. So at the moment an interest rate of 10% will be indicative.
Why can’t your commercial mortgage calculator give me an accurate figure?
The market for commercial mortgages is constantly changing and we tailor our lending to meet your individual business needs.
Does your commercial mortgage calculator use my personal data?
No. We don’t ask for any personal information when using the calculator and the information you input isn’t stored.
What are acceptable property types for commercial mortgages?
We will accept owner occupied, fully let or part-let commercial & mixed use property.
For which purposes will you consider commercial mortgages?
We will lend for a number of different purposes including purchase, refinance, equity release & general working capital. Build to term facilities are also available to provide a development facility that converts to a term loan typically upon practical completion.
What security do you require for a commercial mortgage?
First legal charge (plus debenture and a level of personal guarantee for corporate borrowers).
Who can apply for a commercial mortgage?
Limited companies & LLPs can apply for a commercial mortgage with Assetz Capital.
What are the repayment terms?
Commercial mortgage repayment terms are capital & interest repayment with amortisation up to 25 years, initial interest only periods & interest only for full term considered within a 5 year term commitment. The minimum term is negotiable.
How do I find out more about your commercial mortgages?
Simply visit our commercial mortgages page for more information.