Call us today on 0800 470 0430
While our key lending criteria for commercial mortgages is below, every deal is structured and priced on its own merits.
To get an idea of how much you could borrow with Assetz Capital, we only need you to input a few details to get your commercial mortgage calculator result. These are –
The value of the security you want to borrow against. Our lending range is typically between £2-£10 million.
The value of your deposit (which must be at least 30% of the value of the security).
The term you’d like to borrow for. This is available up to 5 years or 60 months.
The prevailing interest rate. To give you an idea of the interest rate available we typically lend at 3% plus SONIA.
| Indicative terms | Key features |
|---|---|
| Commitment term | Up to 5 years. |
| Amortisation profile | Up to 25 years / interest only periods considered. |
| Maximum LTV | 70%. (We may also consider MV1.) |
| Preferred loan size | £2m – £10m. |
| Rate (dependent on risk and loan size). | From 3% plus SONIA. |
(Criteria updated July 2024.)
Before submitting an enquiry, check how much you can borrow and see what your repayments would be with our handy loan repayment calculator.
If you have a deal you’d like to discuss, why not complete our quick enquiry form below and we’ll get straight back to you.
Or, why not give our expert team a call right now on 0800 470 0430.
At Assetz Capital we’re committed to funding the growth aspirations of UK business and that’s why we offer finance and mortgage solutions across the property sector.
Bridging finance that’s arranged for you by property finance lending experts. Whether your SME needs funding quickly for property purchase, land acquisition, light/ heavy refurbishment or development finance exit. You’re in safe hands with Assetz Capital.
Arrow
Development finance projects come in all shapes and sizes and there’s isn’t one that we haven’t seen before. From converting properties to care homes through to the new build of student accommodation. Additionally, we can also support any aspect of residential development – both traditional bricks and mortar properties and apartment blocks. Plus, we fund beyond ground up construction as we’re also expert in conversion, refurbishment and reconfiguration projects.
Arrow
Our residential refurbishment loans are geared for property developers looking to buy, refurbish and sell single or blocks of properties.
Arrow
To get an idea of how much you could borrow with a commercial mortgage from Assetz Capital, we only need you to input a few details to get your result. These are –
The value of the security you want to borrow against. Our lending range is typically between £2-£10 million.
The value of your deposit (which must be at least 30% of the value of the security).
The term you’d like to borrow for. This is available up to 5 years or 60 months.
The prevailing interest rate. To give you an idea of the interest rate available we typically lend at 3% plus SONIA. So at the moment an interest rate of 10% will be indicative.
The market for commercial mortgages is constantly changing and we tailor our lending to meet your individual business needs.
No. We don’t ask for any personal information when using the calculator and the information you input isn’t stored.
We will accept owner occupied, fully let or part-let commercial & mixed use property.
We will lend for a number of different purposes including purchase, refinance, equity release & general working capital. Build to term facilities are also available to provide a development facility that converts to a term loan typically upon practical completion.
First legal charge (plus debenture and a level of personal guarantee for corporate borrowers).
Limited companies & LLPs can apply for a commercial mortgage with Assetz Capital.
Commercial mortgage repayment terms are capital & interest repayment with amortisation up to 25 years, initial interest only periods & interest only for full term considered within a 5 year term commitment. The minimum term is negotiable.
Simply visit our commercial mortgages page for more information.