Call us today on 0800 470 0430

Call us today on 0800 470 0430

Commercial Mortgages

Mortgages for commercial properties

Mortgages for commercial properties are also commonly known as business mortgages or commercial mortgages as they are used specifically by business owners in a number of different scenarios. For example, to purchase the premises they currently rent, to refinance premises they own to raise capital or as a vehicle for property investors to buy commercial property to then rent out.

Whatever your situation, Assetz capital are here to help your business grow with a tailor made mortgages for commercial properties.

Whatever your situation, we’re here to help your business grow with a tailor made solution.

If you have a deal in mind, why not call us now on 0800 470 0430 or simply click the ‘enquiry’ button below and we’ll get straight back to you.

Mortgages for commercial property enquiry Download product guide

Our key lending criteria

We’re dedicated to helping your business expand and so all of our mortgages for commercial properties are structured and priced on its own merits.

Being truly flexible, we will consider arrangements outside those shown in the table below.

 

 

Indicative termsKey features
Commitment termUp to 5 years.
Amortisation profile Up to 25 years / interest only periods considered.
Maximum LTV70%. (We may also consider MV1.)
Preferred loan size£2m – £10m.
Rate (dependent on risk and loan size).From 3% plus SONIA.

If you are looking for terms that are outside the key criteria above then please still get in touch. Our flexibility means we can offer terms that most lenders can’t, allowing SMEs to fulfil their business goals.

(Criteria updated July 2024.)

Mortgages for commercial properties enquiry Download product guide

Loan Repayment Calculator

Before submitting an enquiry, check how much you can borrow and see what your repayments would be with our handy loan repayment calculator.

Why choose our mortgages for commercial properties?

Why not watch our short video about our mortgages for commercial properties and commercial mortgages? Simply click the ‘play’ button opposite.

Our Regional Directors are right by your side. At Assetz Capital, we understand how demanding it can to progress your commercial development. That’s why we have Regional Directors right across the UK to support you throughout the process of securing funding. Our Regional Directors live in your region and so understand your local market, your pressures and are your expert on the ground.

Mortgages designed around your business. We have a long and well established record of meeting the commercial mortgage  and semi commercial mortgage needs of business. For over 10 years we’ve been finding the solution that’s right for you.

A clear and open process. Speed is of the essence when it comes to finding mortgages for commercial property and that’s why we’ve streamlined our application and underwriting processes, delivering faster approvals and access to commercial mortgage funds. We’re transparent and open and so you’ll be kept informed every step of the way.

 

Meet your Relationship Director

Lending criteria video

To get an insight into our mortgages for commercial properties lending criteria, why not watch our short video? Simply click the ‘play’ button opposite.

Properties we fund video

To learn more about the types of commercial schemes we like to fund and the schemes we like to lend on, why not watch our short video? Simply click the ‘play’ button opposite.

What our clients say about us

Llechwen Hall
Llechwen Hall

We are proud and excited to further develop Llechwen Hall, making it a high-end, unique, destination hotel. We’d like to thank Assetz Capital for their huge support and for turning our vision into a reality.

Ramesh Gor
Llechwen Hall
Roseberry View
Roseberry View

With the number of staycations in the UK rising, the country needs more luxury holiday sites to meet the demand for this trend. Assetz were always on board, they totally had the same vision and backed it from the off and thats why they made the whole process very easy.

Andy Platts
Roseberry View
Robin Hood Farm
Robin Hood Farm

We’ve been thinking about a B & B for a while, and we saw Robin Hood Farm for sale. We started off talking to local banks, they raised our hopes and then shot them down. Assetz Capital came along and offered us our dream.

Caroline Fairest
Robin Hood Farm
View all case studies

Quick enquiry form

If you have a deal you’d like to discuss, why not complete our quick enquiry form below and we’ll get straight back to you.

Or, why not give our expert team a call right now on 0800 470 0430.

Quick enquiry form

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We’re much more than just a mortgages for commercial properties funder

At Assetz Capital we’re committed to funding the growth aspirations of UK business and that’s why we offer finance and mortgage solutions across the property sector.

Bridging Finance

Bridging Finance

Bridging finance that’s arranged for you by property finance lending experts. Whether your SME needs funding quickly for property purchase, land acquisition, light/ heavy refurbishment or development finance exit. You’re in safe hands with Assetz Capital.

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Buy-to-Let for Landlords.

Buy-to-Let for Landlords.

We recognise that every person and every property is different. Our offering considers new builds, student and HMO properties, as well as flats above commercial properties.

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Development Finance

Development Finance

Development finance projects come in all shapes and sizes and there’s isn’t one that we haven’t seen before. From converting properties to care homes through to the new build of student accommodation. Additionally, we can also support any aspect of residential development – both traditional bricks and mortar properties and apartment blocks. Plus, we fund beyond ground up construction as we’re also expert in conversion, refurbishment and reconfiguration projects.

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Residential Refurbishment

Residential Refurbishment

Our residential refurbishment loans are geared for property developers looking to buy, refurbish and sell single or blocks of properties.

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Secured SME Term Loans.

Secured SME Term Loans.

Assetz Capital exist to support SMEs with growth. We use our experience to craft a deal that is tailored to individual business needs and our fixed rates allow borrowers to budget effectively for the term of their loan.

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