Call us today on 0800 470 0430
At Assetz Capital, we provide tailored PBSA finance solutions to help developers and investors unlock the potential of the UK’s thriving student accommodation market. With over a decade of experience, we specialise in funding purpose-built student accommodation (PBSA) projects that could deliver strong returns and meet the needs of modern students.
This type of development finance is specifically designed for experienced property developers and investors to fund projects in the student accommodation sector. At Assetz Capital, our terms are up to 3 years and we are able to support a wide range of schemes, from Purpose Built Student Accommodation, the conversion of offices, or renovation projects.
For renovation projects we offer specific refurbishment finance with terms up to 24 months, which is available for both light and heavy renovations. From a simple remodelling project through to converting an old office block.
With our residential refurbishment finance, borrowers only pay an arrangement fee, making the funding clear and transparent. In addition, for developers looking to retain the property after refurbishment, we offer attractive refinance options with a competitive range of term products to choose from.
At Assetz Capital we understand the pressures and challenges that property developers now face and the risks you have to bare, such as cost risk, planning risk, construction risk and finance risk.
That’s why we provide you with practical support and expertise from your local Relationship Director. Working alongside our Credit Team, and utilising their years of local knowledge in the student sector, they will help you to prepare your application to ensure that you get the funding you need.
For ground up developments, you will also benefit from the support of Jonathan Witter, our Development Monitoring Director. Jonathan, will visit you on site throughout your project, as well as managing the external monitoring surveyors (who produce their valuation reports every month for the drawdown of funds).
Our student accommodation development finance is for limited companies and LLPs where there is a previous track record of working in the student accommodation market and construction.
Expertise: Nearly £2 billion lent to SMEs and property developers since 2013.
Speed: Fast decisions and access to funds to keep your project on track.
Flexibility: Competitive rates and tailored repayment options to suit your needs.
Support: A dedicated team to guide you through every step of your project.
Funding for the construction of new PBSA schemes, covering land acquisition, build costs, and professional fees.
Unlock equity in your existing PBSA properties to fund further developments or optimise your portfolio.
Short-term funding to secure sites, cover unexpected costs, or expedite project timelines.
High demand: Over 2.8 million students in the UK drive consistent demand for quality accommodation.
Strong yields: PBSA could deliver reliable rental income and attractive returns.
Resilient asset class: Student housing remains stable even during economic downturns.
Whether you’re developing a new PBSA scheme or refinancing an existing property, Assetz Capital is here to help.
Contact our New Business Team on 0800 470 0430 today or email them using newbusiness@assetzcapital.co.uk.
They are ready to discuss your project and discover how our PBSA finance solutions can support your goals.
Each and every one of our development finance for student accommodation deals is structured and priced on its own individual merits to help your business flourish. Additionally, by being truly flexible, we will consider arrangements outside those shown in the table below.
Whether we’re lending to first time developers with an experienced project manager, or calculating on loan to gross development value (rather than loan to cost), our team are highly experienced and take a common sense approach.
| Indicative terms | Key features |
|---|---|
| Commitment term | Up to 3 years |
| Amortisation profile | Bullet repayment / from sales proceeds. |
| Maximum LTGDV | 72% (including interest). |
| Preferred loan size | £1m – £10m. |
| Rate (dependent on risk and loan size). | From 9.1% p.a. |
(Criteria updated March 2025.)
At Assetz Capital we’re committed to funding the growth aspirations of UK business and that’s why we offer SME finance solutions across the property sector
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